Agency Philosophy

The Michael Binns Insurance & Financial Services Agency is a family owned and operated Asset Protection and Growth Michael Binns Agency Philosophyorganization with over 28 years of industry experience.

Our Agency philosophy focuses on protecting our client’s assets when “life happens”.  Our coverage packages truly help our clients get them back where they belong; while creating the most satisfying Peace of Mind in America.

We are consultants, not sales people.  We hire educated, professional and motivated people and provide them with best in class training.

We educate clients on the difference between vital and convenient coverage’s.  We prepare a side by side comparison of existing coverage’s, pricing, and cost compared to our recommended coverage’s, pricing, and cost.  With many new clients, we share for the first time what the true cost of insurance is, not just the price.

We represent a very well known and great multi-line insurer – Farmers.  We help our clients bundle their insurance plan in order to maximize value.  We consider the obvious – your life and income are your two most important assets worth protecting.

We are available when you are.  We have extended hours during the week and the weekends. You will talk to someone from my team between 8:00AM and 8PM Monday-Friday and from 9:30AM to 6:30PM Saturday and Sunday. We have a 24 hours a day award winning claims department.

If you are looking for a partner versus an 800#, or you can’t remember the last time you heard from your insurance representative – please contact us.  We would be honored to serve you and your family’s insurance and financial services needs.

Binns Agency

Value, Trust and Service