The Ultimate Flood Preparedness Checklist

Flooded Neighborhood

Floods are one of the most common natural disasters in the United States.  Fortunately, there are some easy steps that can help to limit potentially costly water damage to you house and possessions, as well as make it easier to clean up when water recedes.

All it takes is a few inches of water to cause major damage to your home and its contents.  Click on the link below and launch the damage calculator – you will be shocked at just how fast the damage adds up as the water levels rise!!


The Ultimate Flood Preparedness Checklist

Know Your Flood Risk

Check FEMA’s Map Service Center to see if you’re in a flood zone.

Consult your property survey to determine the ground elevation of your plot.  If your house is below base flood elevation (BFE) for your plot, consider elevating important belongings.

Keep Water Out

Clear drains, gutters and downspouts of debris and make sure all downspouts are directed away from your foundation.

Grade the foundation with soil and/or landscaping stone to assure water doesn’t pool against the house.

Install drainage such as french drains around your house’s perimeter.

Have a contractor install a sewer back-flow valve to reduce potential sewage back-up into your home during flooding.

Prepare Equipment

Anchor above ground fuel tanks to prevent them from becoming a hazard .  Contact your propane or oil provider for guidance.

Inspect and test sump pumps and drains to ensure proper operation. If your sump-pump has a battery back, test the batteries and replace if necessary.

Elevate Before a Flood Arrives

Move furniture and electronics out of the basement and lower floor.

Roll up area rugs and store on higher floors.  If you live in a single story home, move items up off floor if possible, to shelving or counter tops.

Place major appliances on masonry (cinder) blocks or at least 12 inches above BFE.  Note: appliances with gas supply lines should be relocated by qualified personnel.

If You Evacuate

Shut off electrical service at the main breaker.
Shut off gas supply if possible.

Don’t Get Caught Without These Essentials

Cinder blocks
Batteries for emergency lighting and sump pump
A wet/dry shop vacuum
Tarps and towels
Heavy push broom

Transfer Your Risk to the National Flood Insurance Program

Good news – I can help protect your home and belongings from this type of loss – even if you are not in a flood zone you can still be at risk.  If you are not in a Flood Zone you are eligible for a Preferred Risk Profile flood policy at greatly reduced premiums:

PRP Flood Insurance Rates

Call me now at 512-433-6609  for a no obligation Flood Zone Determination Report for your property.  I can also help you secure Flood Insurance coverage for your home, business and belongings.

Michael Binns Insurance Agency Card